445 Lime Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 445 Lime Dr, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1987
Lot Size	0.122 acres (5,350 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$2,813 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00464140-000000`

Property Details

APN / Parcel Number

Primary APN	`00464140-000000`
Alternative APNs	`22613900464140000000` `1567566`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,350 sqft (0.122 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Patio Area	16 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1567566
Old Parcel Number	22613900464140000000
Street Address	445 LIME DR
City	KEY LARGO
State	FL
Zip	33037-4559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 14 PAMELA VILLA KEY LARGO PB3-125 OR216-290 OR881-2374 OR1010-372 OR1037-2331 OR3033-2364
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	PAMELA VILLA
Legal Block	3
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2026
Census Tract	970400

Owner

Source: Monroe County records · APN 00464140-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	445 LIME DR, KEY LARGO, FL 33037-4559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2274620
Deed Book / Page	3033 / 2364
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 27, 2020
Property Address	445 LIME DR, KEY LARGO, FL 33037-4559
Document Number	0030332364
Book / Page	3033 / 2364
Map Reference	MB 3 PG 125
Instrument Date	Jul 24, 2020
Instrument	2274620
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 357838, GAINESVILLE, FL 32635-7838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 LIME DR, KEY LARGO, FL 33037-4559

Mortgage

Document Number	0030332366
Date	Jul 27, 2020
Instrument	3033/2366

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,149 (+5.99%)	$496,739 (+11.9%) Land $278,200 Building $218,539
2024	$2,813.00 (+5.16%)
2023	$2,675.00 (+5.27%) Homeowner's exemption	$285,082 (+3%)	$443,923 (+12.62%) Land $262,150 Building $181,773
2022	$2,541.00 Homeowner's exemption	$276,779	$394,164 Land $203,300 Building $190,864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.