440 Lime Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 440 Lime Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1985
Lot Size	0.123 acres (5,350 sqft)
Owner	Company Name on Record
Last Sale	$100 (Nov 2019)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`00464500-000000`

Property Details

APN / Parcel Number

Primary APN	`00464500-000000`
Alternative APNs	`22613900464500000000` `1567922`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,350 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Porch	Slab
Porch Area	162 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1567922
Street Address	440 LIME DR
City	KEY LARGO
State	FL
Zip	33037-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 2 PAMELA VILLA KEY LARGO PB3-125 OR547-657 OR895-2410 OR926-426 OR966-659M/L OR1051-1499 OR1121-1325 OR1231-1503 OR1330-494 OR1474-1076 OR1548-1693 OR1606-1602 OR2239-1248/49 OR2651-1662/63 OR2993-0546
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	PAMELA VILLA
Legal Block	5
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2032
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	454 LIME DR, KEY LARGO, FL 33037-4558
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	20192243418
Deed Book / Page	2993 / 546
Prior Transfer Date	Sep 13, 2013
Prior Transfer Doc	0026511662
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 5, 2019
Property Address	440 LIME DR, KEY LARGO, FL 33037-4542
Document Number	0029930546
Book / Page	002993 / 000546
Instrument Date	Nov 5, 2019
Instrument	2243418
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	454 LIME DR KEY LARGO FL 330374558, KEY LARGO, FL 33037-4558

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00 (+4.96%)	$415,684 (+7.04%) Land $278,200 Building $137,484	$415,684 (+7.04%) Land $278,200 Building $137,484
2024	$3,488.00 (+10.28%)
2023	$3,163.00 (+13.94%)	$388,334 (+22.04%) Land $262,150 Building $126,184	$388,334 (+22.04%) Land $262,150 Building $126,184
2022	$2,776.00	$318,205 Land $203,300 Building $114,905	$318,205 Land $203,300 Building $114,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20