Monroe County property record for 438 Lime Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,200 sqft · built 1984 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Apr 2010) |
| Tax Bill | $5,167 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00464510-000000 |
| Primary APN | 00464510-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,700 sqft (0.246 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 1,164 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567931 |
|---|---|
| Street Address | 438 LIME DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 3 AND 26 PAMELA VILLA KEY LARGO PB3-125 OR258-8 OR547-657 OR753-502 OR822-2207 OR895-2409 OR919-426 OR938-2245/46 OR1383-708/09 OR2049-1436/37 OR2104-2301/02 OR2461-353 OR2473-1893/94 OR3008-1575 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 5 |
| Legal Lot Number | 3,26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 LIME DR, KEY LARGO, FL 33037-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2010 · Amount on Record |
| Deed Sale | Apr 14, 2010 · Amount on Record |
| Prior Sale | Dec 28, 1995 · Amount on Record |
| Deed Document Number | 20101785282 |
| Deed Book / Page | 2461 / 353 |
| Prior Transfer Date | Apr 11, 2005 |
| Prior Transfer Doc | 0021042301 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639,549 (+4.89%) Land $425,325 Building $214,224 | $639,549 (+4.89%) Land $425,325 Building $214,224 | |
| 2024 | $5,167.00 (+8.76%) | ||
| 2023 | $4,751.00 (+13.71%) | $609,733 (+16.93%) Land $409,275 Building $200,458 | $609,733 (+16.93%) Land $409,275 Building $200,458 |
| 2022 | $4,178.00 | $521,458 Land $321,000 Building $200,458 | $521,458 Land $321,000 Building $200,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures