444 Lime Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 444 Lime Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1983
Lot Size	0.119 acres (5,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,700 (Apr 2015)
Tax Bill	$4,476 (2024)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00464370-000000`

Property Details

APN / Parcel Number

Primary APN	`00464370-000000`
Alternative APNs	`22613900464370000000` `1567795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,214 sqft (0.119 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	120 sqft
Patio Area	601 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1567795
Old Parcel Number	22613900464370000000
Street Address	444 LIME DR
City	KEY LARGO
State	FL
Zip	33037-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 12 PAMELA VILLA PB3-125 KEY LARGO OR220-205 OR832-1924 OR856-1013 OR888-500 OR1240-1752 OR1435-2431 OR1607-2240/ORD
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	PAMELA VILLA
Legal Block	4
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2025
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 SOUND DR, KEY LARGO, FL 33037-4853
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on Record
Deed Sale	Apr 17, 2015 · Amount on Record
Prior Sale	Sep 29, 2014
Deed Document Number	2024809
Deed Book / Page	2735 / 1613
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	444 LIME DR, KEY LARGO, FL 33037-4558
Document Number	0028801882
Book / Page	002880 / 001882
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 LIME DR KEY LARGO FL 330374558, KEY LARGO, FL 33037-4558

Mortgage

Document Number	0028801882
Date	Nov 28, 2017
Book Page	002880/001882
Instrument	2145158

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,606 (+20.27%) Land $278,200 Building $221,406	$499,606 (+20.27%) Land $278,200 Building $221,406
2024	$4,476.00 (+13.89%)
2023	$3,930.00 (+12.96%)	$415,405 (+15.72%) Land $262,150 Building $153,255	$415,405 (+15.72%) Land $262,150 Building $153,255
2022	$3,479.00	$358,966 Land $203,300 Building $155,666	$358,966 Land $203,300 Building $155,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20