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437 Lime Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 437 Lime Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 2016
Lot Size0.122 acres (5,350 sqft)
OwnerIndividual Name on File
Tax Bill$5,294 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN00463980-000000

Property Details

APN / Parcel Number

Primary APN00463980-000000
Alternative APNs
  • 22613900463980000000
  • 1567396

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,120 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,350 sqft (0.122 acres)
Lot Dimensions107 ft deep x 50 ft wide
PorchOpen Porch
Patio Area9 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1567396
Old Parcel Number22613900463980000000
Street Address437 LIME DR
CityKEY LARGO
StateFL
Zip33037-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 18 PAMELA VILLA KEY LARGO PB3-125 OR560-511 OR1135-1254 OR1461-160 OR2001-2314 OR2729-2222 OR2854-852CE
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionPAMELA VILLA
Legal Block2
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2027
Census Tract970400

Owner

Source: Monroe County records · APN 00463980-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 SE MARLIN AVE, KEY LARGO, FL 33037-4714
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2015
Deed SaleMar 17, 2015
Prior SaleMay 10, 2004 · Amount on Record
Deed Document Number2020201
Deed Book / Page2729 / 2222
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address437 LIME DR, KEY LARGO, FL 33037-4534
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028611018
DateJun 26, 2017
Book Page2861/1018
Instrument2128667
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$607,839 (+4.2%) Land $278,200 Building $329,639$607,839 (+4.2%) Land $278,200 Building $329,639
2024$5,294.00 (+9.38%)
2023$4,840.00 (+11.6%)$583,360 (+10.51%) Land $262,150 Building $321,210$583,360 (+10.51%) Land $262,150 Building $321,210
2022$4,337.00$527,891 Land $203,300 Building $324,591$527,891 Land $203,300 Building $324,591

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 344 locations within half a mile of this property.

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