441 River Dr, Debary, FL 32713 Property Records

Volusia County property record for 441 River Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 2023
Lot Size	0.526 acres (22,926 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Mar 2023)
Tax Bill	$7,500 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8031-03-41-0010`

Property Details

APN / Parcel Number

Primary APN	`8031-03-41-0010`
Alternative APNs	`30183103410010` `31183003410010` `2417633.0` `2417633`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	2,170 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,926 sqft (0.526 acres)
Lot Dimensions	127 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2417633
Street Address	441 RIVER DR
City	DEBARY
State	FL
Zip	32713-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 1 BLK 41 ST JOHNS RIVER ESTATES UNIT 3 MB 27 PG 221 PER OR 4884 PG 4049 PER OR 5597 PG 1128 PER OR 7362 PG 2872 PER OR 7686 PG 2465 PER OR 8385 PG 0188
Legal Range	30E
Legal Township	18S
Legal Section	31
Legal Subdivision	ST JOHNS RIVER ESTATE
Legal Tract	03
Legal Block	41
Legal Lot Number	1
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

441 River Dr is owner-occupied and held in a trust since March 2023.

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	441 RIVER DR, DEBARY, FL 32713-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Transfer WESTSIDE TITLE SERVICES INC, WESTSIDE TITLE SVCS INC
Feb 17, 2017	Warranty Deed, Transfer DOWNTOWN TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	202360491
Deed Book / Page	8385 / 188
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 27, 2023
Property Address	441 RIVER DR, DEBARY, FL 32713-9711
Document Number	0083850188
Book / Page	8385 / 188
Map Reference	MB 27 PG 221
Instrument Date	Mar 22, 2023
Instrument	2023060491
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	WESTSIDE SETTLEMENT ASSOCS LLC, WESTSIDE SETTLEMENT ASSC LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 BONITA RD, DEBARY, FL 32713-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 RIVER DR, DEBARY, FL 32713-9711

Mortgage

Document Number	0008385190
Date	Mar 27, 2023
Instrument	8385/190

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 26, 2019
Property Address	441 RIVER DR, DEBARY, FL 32713-9711
Document Number	0076862465
Book / Page	007686 / 002465
Instrument Date	Apr 18, 2019
Instrument	82569
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	WESTSIDE TITLE SERVICES INC, WESTSIDE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 COLOMBA RD DEBARY FL 327133635, DEBARY, FL 32713-3635

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 17, 2017
Property Address	441 RIVER DR, DEBARY, FL 32713-9711
Document Number	0073622872
Book / Page	007362 / 002872
Instrument Date	Feb 15, 2017
Instrument	33579
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	DOWNTOWN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$262.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 547451 ORLANDO FL 328547451, ORLANDO, FL 32854-7451

Tax Assessment & Valuation

The 2025 property tax bill for 441 River Dr was $7,500 with a homeowner's exemption, up 2.3% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,091 (-61.21%)	$396,217 (-12.72%) Land $60,525 Building $335,692
2025	$7,500.00 (+2.32%)	$453,984 Land $69,128 Building $384,856	$453,984 Land $69,128 Building $384,856
2024	$7,330.00 (+869.58%)
2023	$756.00 (+47.37%)	$73,318 (+129.51%) Land $73,318	$73,318 (+129.51%) Land $73,318
2022	$513.00	$31,946 Land $31,946	$31,946 Land $31,946

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 441 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 River Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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