4403 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4403 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,054 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`86B C 16.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 16.00`
Alternative APNs	`086B C 01600 000` `401146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,054 sqft Living Area
1st Floor Area	918 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4403 MEMORY LN
City	ADAMS
State	TN
Zip	37010-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:29 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	29
Jurisdiction	MONTGOMERY TN
Township / Civil Division	15
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

4403 Memory Ln is owned and occupied by an individual who acquired it in April 2023.

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4403 MEMORY LN, ADAMS, TN 37010-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 23, 2021	Warranty Deed, Transfer · Commercial Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023
Deed Sale	Apr 26, 2023
Prior Sale	Mar 23, 2021 · Amount on File
Deed Document Number	20231420774
Deed Book / Page	2294 / 46
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0001042626
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 26, 2023
Property Address	4403 MEMORY LN, ADAMS, TN 37010-1402
Document Number	0002294/46
Book / Page	2294 / 46
Map Reference	MB F PG 1122
Instrument Date	Apr 25, 2023
Instrument	1420774
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	MASSEY TITLE AND ESCROW LLC, MASSEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4403 MEMORY LN, ADAMS, TN 37010-1402

Mortgage

Document Number	0001420775
Date	Apr 26, 2023
Instrument	1420775

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jun 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 23, 2021
Property Address	4403 MEMORY LN, ADAMS, TN 37010-1402
Document Number	002074/748
Book / Page	2074 / 748
Map Reference	MB F PG 1122
Instrument Date	Mar 10, 2021
Instrument	1306991
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$209.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WOOTEN RD, CLARKSVILLE, TN 37042-7030

Mortgage

Document Number	0001306992
Date	Mar 23, 2021
Instrument	1306992

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 4403 Memory Ln was $2,042.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00	$97,250 (-)	$389,000 (-) Land $76,000 Building $313,000
2024	$2,042.00 (-0.34%)	$97,250 (+172.22%)	$389,000 (+172.22%) Land $76,000 Building $313,000
2023	$2,049.00 (+91.85%)	$35,725 (-47.87%)	$142,900 (-47.87%) Land $53,500 Building $89,400
2022	$1,068.00	$68,525	$274,100 Land $53,500 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4403 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4403 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

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