4407 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4407 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,717 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Nov 2020)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`86B C 17.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 17.00`
Alternative APNs	`086B C 01700 000` `401147`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4407 MEMORY LN
City	ADAMS
State	TN
Zip	37010-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:30 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	30
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4407 MEMORY LN, ADAMS, TN 37010-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	20201285980
Deed Book / Page	2030 / 2647
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	01614/2538
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 16, 2020
Property Address	4407 MEMORY LN, ADAMS, TN 37010-1402
Document Number	0001285960
Book / Page	002030 / 002647
Instrument Date	Nov 10, 2020
Instrument	1285960
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2020
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4407 MEMORY LN ADAMS TN 37010, ADAMS, TN 37010

Mortgage

Document Number	1285981
Date	Nov 16, 2020
Book Page	002030/002649
Instrument	1285981

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00	$150,125 (-)	$600,500 (-) Land $76,000 Building $524,500
2024	$3,153.00 (+13.95%)	$150,125 (+61.64%)	$600,500 (+61.64%) Land $76,000 Building $524,500
2023	$2,767.00 (-0.36%)	$92,875 (+0.35%)
2022	$2,777.00	$92,550	$371,500 Land $53,500 Building $318,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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