4395 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4395 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,988 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2022)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86B C 14.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 14.00`
Alternative APNs	`086B C 01400 000` `401144`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	880 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4395 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:27 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	27
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

4395 Memory Ln is owned and occupied by an individual who bought it in June 2022.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4395 MEMORY LN, ADAMS, TN 37010-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Correction Deed TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATL TTL AGCY INC
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE SERVICES INC
Feb 26, 2021	Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK
Feb 26, 2021	Warranty Deed, Transfer · Construction Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	20221383255
Deed Book / Page	2225 / 2405
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	01614/2538
Record Updated	Jun 8, 2026

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 21, 2022
Property Address	4395 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02228/1081
Book / Page	2228 / 1081
Instrument Date	Jun 17, 2022
Instrument	1384664
Record Updated	May 18, 2023
Title Company	TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 9, 2022
Property Address	4395 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02225/2405
Book / Page	2225 / 2405
Map Reference	MB F PG 1122
Instrument Date	Jun 9, 2022
Instrument	1383255
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4395 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001383256
Date	Jun 9, 2022
Instrument	1383256

Lender

Name	LEGACY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4395 MEMORY LN, ADAMS, TN 37010-9502
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001302237
Date	Feb 26, 2021
Book Page	2064/2136
Instrument	1302237

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 10, 2022

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Feb 26, 2021
Property Address	4395 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02064/2132
Book / Page	2064 / 2132
Map Reference	MB F PG 1122
Instrument Date	Feb 25, 2021
Instrument	1302236
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$214.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 RIVER RUN, CLARKSVILLE, TN 37043-6041
Investor	Possibly a Property Investor

Mortgage

Document Number	02064/2136
Date	Feb 26, 2021
Book Page	2064/2136
Instrument	1302237

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 4395 Memory Ln was $2,001.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00	$95,275 (-)	$381,100 (-) Land $76,000 Building $305,100
2024	$2,001.00 (-0.35%)	$95,275 (+79.76%)	$381,100 Land $76,000 Building $305,100
2023	$2,008.00 (+26.69%)	$53,000 (-21.07%)
2022	$1,585.00	$67,150	$212,000 Land $53,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4395 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4395 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

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