4399 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4399 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,699 sqft · built 2016
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2021)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86B C 15.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 15.00`
Alternative APNs	`086B C 01500 000` `401145`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,699 sqft Living Area
Gross Area	3,667 sqft
1st Floor Area	2,699 sqft
Basement Area	811 sqft
Unfinished Basement	811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	1,426 sqft
Porch	Porch
Porch Area	269 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4399 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:28 PLAT BOOK: F PLAT PAGE: 1122 SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	28
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4399 MEMORY LN, ADAMS, TN 37010-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · VA Mortgage CASTLE ROCK MORTGAGE LLC
Jan 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	20211320261
Deed Book / Page	2100 / 1544
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	02054/1616
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 7, 2021
Property Address	4399 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02100/1544
Book / Page	2100 / 1544
Map Reference	PL F PG 1122
Instrument Date	May 27, 2021
Instrument	1320261
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001320262
Date	Jun 7, 2021
Instrument	1320262

Lender

Name	CASTLE ROCK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 27, 2021
Property Address	4399 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02054/1616
Book / Page	2054 / 1616
Map Reference	PL F PG 1122
Instrument Date	Sep 1, 2020
Instrument	1297163
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001297164
Date	Jan 27, 2021
Instrument	1297164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 20, 2017
Property Address	4399 MEMORY LN, ADAMS, TN 37010-9502
Document Number	0001119213
Book / Page	001736 / 002207
Instrument Date	Apr 13, 2017
Instrument	1119213
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	FOUNDATION TITLE, FOUNDATION TITLE AND ESCROW SERI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4399 MEMORY LN ADAMS TN 370109502, ADAMS, TN 37010-9502

Mortgage

Document Number	1119214
Date	Apr 20, 2017
Book Page	001736/002209
Instrument	1119214

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00	$116,525 (-)	$466,100 (-) Land $76,000 Building $390,100
2024	$2,447.00 (-4.71%)	$116,525 (+45.38%)	$466,100 (+45.38%) Land $76,000 Building $390,100
2023	$2,568.00 (+7.18%)	$80,150 (-6.69%)
2022	$2,396.00	$85,900	$320,600 Land $53,500 Building $267,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

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