4411 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4411 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,611 sqft · built 2020
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$358,500 (May 2020)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`86B C 18.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 18.00`
Alternative APNs	`086B C 01800 000` `401148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,611 sqft Living Area
1st Floor Area	1,650 sqft
Upper Floors Area	961 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4411 MEMORY LN
City	ADAMS
State	TN
Zip	37010-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:31 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	31
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4411 MEMORY LN, ADAMS, TN 37010-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 10, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage F&M BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20201255305
Deed Book / Page	1969 / 959
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4411 MEMORY LN, ADAMS, TN 37010-1402
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 COOL SPRINGS BLVD 160, 160, FRANKLIN, TN 37067-2703

Mortgage

Document Number	2146/2092
Date	Oct 11, 2021
Book Page	2146/2092
Instrument	1343462

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2031

April 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 10, 2019
Property Address	4411 MEMORY LN, ADAMS, TN 37010-1402
Document Number	0001202957
Book / Page	001873 / 001983
Instrument Date	Apr 8, 2019
Instrument	1202957
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 ASHLAND CITY RD #B CLARKSVILLE TN 370436452, B, CLARKSVILLE, TN 37043-6452

Mortgage

Document Number	1202958
Date	Apr 10, 2019
Book Page	001873/001984
Instrument	1202958

Lender

Name	F&M BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 9, 2020

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00	$130,500 (+0.35%)	$522,000 (+0.35%) Land $76,000 Building $446,000
2024	$2,731.00 (+14.65%)	$130,050 (+64.26%)	$520,200 (+64.26%) Land $76,000 Building $444,200
2023	$2,382.00 (+0.63%)	$79,175 (-0.63%)
2022	$2,367.00	$79,675	$316,700 Land $53,500 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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