4394 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4394 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2,461 sqft · built 2014
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2015)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86B B 18.00`

Property Details

APN / Parcel Number

Primary APN	`86B B 18.00`
Alternative APNs	`086B B 01800 000` `401123`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,461 sqft Living Area
Gross Area	3,957 sqft
1st Floor Area	2,203 sqft
Upper Floors Area	240 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	860 sqft
Porch	Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4394 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:42 PLAT BOOK: F PLAT PAGE: 1122 JOINT TENANTS WITH RIGHT OF SURVIVORSHIP SPLIT OFF
Legal Subdivision	MEADOWLAND
Legal Block	2
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4394 MEMORY LN, ADAMS, TN 37010-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FINANCIAL CU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FINANCIAL CREDIT UNION
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit STATE FARM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Mar 27, 2013 · Amount on Record
Deed Document Number	20151047626
Deed Book / Page	1622 / 1873
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4394 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FOUNDATION T&E SERIES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002201/134
Date	Mar 25, 2022
Book Page	2201/134
Instrument	1370432

Lender

Name	CORNERSTONE FINANCIAL CU
Type	Credit Union
Address	NASHVILLE, TN 37212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4394 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4394 MEMORY LN, ADAMS, TN 37010-9501

Mortgage

Document Number	0000001910/0000001480
Date	Sep 16, 2019
Book Page	0000001910/0000001480
Instrument	1223867

Lender

Name	CORNERSTONE FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4394 MEMORY LN, ADAMS, TN 37010-9501
Document Number	0001173340
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	TITLE FIRST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4394 MEMORY LN ADAMS TN 370109501, ADAMS, TN 37010-9501

Mortgage

Document Number	0001173340
Date	Jul 23, 2018
Book Page	001825/002134
Instrument	1173340

Lender

Name	STATE FARM BK
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00	$127,600 (-)	$510,400 (-) Land $76,000 Building $434,400
2024	$2,680.00 (+12.37%)	$127,600 (+63.75%)	$510,400 (+63.75%) Land $76,000 Building $434,400
2023	$2,385.00 (+2.36%)	$77,925 (-2.29%)
2022	$2,330.00	$79,750	$311,700 Land $53,500 Building $258,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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