Montgomery County property record for 440 E Central Ave, Dayton, OH 45449
| Property Type | Commercial |
|---|---|
| Details | 800 sqft · built 1950 |
| Lot Size | 0.185 acres (8,102 sqft) |
| Owner | Company Name on File |
| Last Sale | $99,500 (Nov 2021) |
| Tax Bill | $1,811 (2024) |
| Deeds & Mortgages | Nov 2021 Sale Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K48 00111 0099 |
| Primary APN | K48 00111 0099 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 800 sqft Total Area |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,102 sqft (0.185 acres) |
| Lot Dimensions | 81 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 E CENTRAL AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1811 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 6-1-21 |
| Legal Subdivision | MRS |
| Legal Lot Number | 99 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 50301 |
Source: Montgomery County records · APN K48 00111 0099
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 300 E CENTRAL AVE, DAYTON, OH 45449-1806 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 04, 2021 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Nov 04, 2021 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Nov 04, 2021 | Assignment of Agreement of Sale, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2021 · Amount on Record |
| Deed Sale | Nov 04, 2021 · Amount on Record |
| Prior Sale | Nov 04, 2021 · Amount on Record |
| Deed Document Number | 2021-00084411 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 04, 2021 |
| Property Address | 440 E CENTRAL AVE, DAYTON, OH 45449-1811 |
| Document Number | 0000084410 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-00084410 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 VANCE RD, MORAINE, OH 45439-7934 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 04, 2021 |
| Property Address | 440 E CENTRAL AVE, DAYTON, OH 45449-1811 |
| Document Number | 0000084411 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-00084411 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 E CENTRAL AVE, WEST CARROLLTON, OH 45449-1811 |
| Investor | Possibly a Property Investor |
| Document Type | Assignment of Agreement of Sale |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 04, 2021 |
| Property Address | 440 E CENTRAL AVE, DAYTON, OH 45449-1811 |
| Document Number | 0000084409 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-00084409 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,420 (-) Land $16,030 Building $2,390 | ||
| 2024 | $1,811.00 (+7.67%) | ||
| 2023 | $1,682.00 (-20.62%) | $18,420 (-2.44%) Land $16,030 Building $2,390 | $52,610 (-2.47%) Land $45,790 Building $6,820 |
| 2022 | $2,119.00 | $18,880 Land $13,470 Building $5,410 | |
| 2020 | $53,940 Land $38,480 Building $15,460 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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