323 E Central Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 323 E Central Ave, Dayton, OH 45449

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 2,630 sqft · built 1900
Lot Size	0.162 acres (7,096 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Jan 2022)
Tax Bill	$494 (2024)
Deeds & Mortgages	Jan 2022 Sale Dec 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`K48 00107 0032`

Property Details

APN / Parcel Number

Primary APN	`K48 00107 0032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,630 sqft Total Area
1st Floor Area	900 sqft
2nd Floor Area	830 sqft
Basement Area	900 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,096 sqft (0.162 acres)
Lot Dimensions	165 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 E CENTRAL AVE
City	DAYTON
State	OH
Zip	45449-1805
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	165
Legal Lot Number	32
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	2
Census Block	2044
Census Tract	50301

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3317 BOXWOOD CIR, CINCINNATI, OH 45241-3183
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer
Dec 17, 2021	Limited Warranty Deed, Transfer
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit MONTGOMERY CNTY LAND REUTILIZA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Dec 17, 2021
Deed Document Number	2022-00003422
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 14, 2022
Property Address	323 E CENTRAL AVE, DAYTON, OH 45449-1805
Document Number	0000003422
Instrument Date	Dec 7, 2021
Instrument	2022-00003422
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3317 BOXWOOD CIR, CINCINNATI, OH 45241-3183

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 17, 2021
Property Address	323 E CENTRAL AVE, DAYTON, OH 45449-1805
Document Number	0000094499
Instrument Date	Nov 22, 2021
Instrument	2021-00094499
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 YANKEE PARK PL, CENTERVILLE, OH 45458-1899
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	323 E CENTRAL AVE, DAYTON, OH 45449-1805
Document Number	0000032327
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 E CENTRAL AVE DAYTON OH 454491805, DAYTON, OH 45449-1805

Mortgage

Document Number	0000032327
Date	Jun 8, 2020
Instrument	32327

Lender

Name	MONTGOMERY CNTY LAND REUTILIZA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,770 (-) Land $11,800 Building $36,970
2024	$494.00 (+84.33%)
2023	$268.00 (+6.77%)	$48,770 (-) Land $11,800 Building $36,970	$139,320 (-) Land $33,700 Building $105,620
2022	$251.00 Additional exemption filed	$48,770 Land $11,800 Building $36,970
2020			$139,320 Land $33,700 Building $105,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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