San Luis Obispo County property record for 438 Beech St, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,875 sqft · built 1954 |
| Lot Size | 0.22 acres (9,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (Dec 1996) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-281-007 |
| Primary APN | 077-281-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| 1st Floor Area | 1,875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Lot Area | 9,566 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 438 BEECH ST |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | CY AG TR 45 BL 4 LT 7 |
| Legal Subdivision | TRACT 45 |
| Legal Tract | 45 |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11904 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 1996 · Amount on Record |
| Deed Sale | Dec 13, 1996 · Amount on Record |
| Prior Sale | Aug 22, 1994 · Amount on Record |
| Deed Document Number | 199663178 |
| Prior Transfer Date | Dec 6, 1996 |
| Prior Transfer Doc | 0000063177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000002910 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026002910 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000003943 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022003943 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000014318 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 438 BEECH ST ARROYO GRANDE CA 934203813, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000014318 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 14318 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 438 BEECH ST, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000025739 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | BNT TITLE COMPANY/CA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 438 BEECH ST ARROYO GRANDE CA 934203813, ARROYO GRANDE, CA 93420-3813 |
| Document Number | 0000025739 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 25739 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,530 (+2%) Land $116,270 Building $174,260 | |
| 2025 | $2,967.00 (+4.55%) Homeowner's exemption | $284,835 (+4.04%) Land $113,991 Building $170,844 |
| 2023 | $2,838.00 (+1.61%) Homeowner's exemption | $273,776 Land $109,565 Building $164,211 |
| 2022 | $2,793.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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