425 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 425 Adams St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1953
Lot Size	0.243 acres (10,602 sqft)
Owner	Individual Name on Record
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-260-018`

Property Details

APN / Parcel Number

Primary APN	`06-23-260-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	10,602 sqft (0.243 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	425 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE L KIRKS SUB LOT 18
Legal Subdivision	GEORGE L KIRKS SUB
Legal Block	4
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4016
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	59 KATRINA LN, SLEEPY HOLLOW, IL 60118-3123
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000009964
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 27, 2024
Property Address	425 ADAMS ST, ELGIN, IL 60123-7531
Document Number	0000009964
Instrument Date	Mar 25, 2024
Instrument	2024K009964
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 KATRINA LN, SLEEPY HOLLOW, IL 60118-3123

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,939.00 (+49.44%)	$64,740 (+8.57%) Land $18,999 Building $45,741	$194,298 (+8.57%) Land $57,020 Building $137,278
2024		$59,629 (+21.39%) Land $17,499 Building $42,130	$178,959 (+21.44%) Land $52,518 Building $126,441
2022	$3,305.00 (+6.1%) Homeowner's exemption	$49,120 (+6.96%) Land $14,415 Building $34,705	$147,360 (+6.96%) Land $43,245 Building $104,115
2021	$3,115.00 Homeowner's exemption	$45,924 Land $13,477 Building $32,447	$137,772 Land $40,431 Building $97,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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