Kane County property record for 431 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1955 |
| Lot Size | 0.243 acres (10,584 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-260-017 |
| Primary APN | 06-23-260-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,584 sqft (0.243 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE L KIRKS SUB LOT 17 |
| Legal Subdivision | GEORGE L KIRKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 851600 |
431 Adams St is owned and occupied by an individual who acquired it in August 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 ADAMS ST, ELGIN, IL 60123-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2018 |
| Transfer Doc | 0000046000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 19, 2018 |
| Property Address | 431 ADAMS ST, ELGIN, IL 60123-7531 |
| Document Number | 0000046000 |
| Instrument Date | Aug 18, 2018 |
| Instrument | 46000 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 ADAMS ST ELGIN IL 601237531, ELGIN, IL 60123-7531 |
The 2025 property tax bill for 431 Adams St was $5,670 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 Homeowner's exemption | $82,325 (+8.57%) Land $18,999 Building $63,326 | $247,074 (+8.57%) Land $57,020 Building $190,054 |
| 2024 | $75,826 Land $17,499 Building $58,327 | $227,569 Land $52,518 Building $175,051 | |
| 2022 | $4,895.00 (+4.73%) Homeowner's exemption | $62,463 (+6.96%) Land $14,415 Building $48,048 | $187,389 (+6.96%) Land $43,245 Building $144,144 |
| 2021 | $4,674.00 Homeowner's exemption | $58,398 Land $13,477 Building $44,921 | $175,194 Land $40,431 Building $134,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures