Osceola County property record for 4356 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Mobile/Manufactured |
| Year Built | Built 2018 |
| Square Footage | 1,568 sqft Heated Area |
| Lot Size | 37,462 sqft (0.86 acres) |
| Last Sale | $57,000 (2017) |
| Tax Bill | $3,370.00 (2025) |
| Primary APN | 87786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Heated Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 37,462 sqft (0.86 acres) |
| Fence | Fence |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87786 |
|---|---|
| Street Address | 4356 PINE TREE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8072 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 LOT 68 LESS W 520 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87786
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 CHEROKEE RD, SAINT CLOUD, FL 34772-7789 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2018 | Deed of Trust, Mortgage JOHN B & JENNIFER L RUSSELL |
| Sep 13, 2017 | Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Prior Sale | Jul 07, 2016 |
| Deed Doc Number | 2017129436 |
| Deed Book / Page | 5206 / 2574 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4356 PINE TREE DR, SAINT CLOUD, FL 34772-8072 |
| Document Number | 0054472285 |
| Instrument Date | Nov 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4356 PINE TREE DR ST CLOUD FL 347728072, ST CLOUD, FL 34772-8072 |
| Document Number | 0054472285 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 005447/002285 |
| Instrument | 181403 |
| Name | JOHN B & JENNIFER L RUSSELL |
|---|---|
| Address | 2645 CHEROKEE RD, ST CLOUD, FL 34772-7789 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2017 |
| Property Address | 4356 PINE TREE DR, SAINT CLOUD, FL 34772-8072 |
| Document Number | 0052062574 |
| Book / Page | 5206 / 2574 |
| Map Reference | MB1 PG365 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2017129436 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | NATIONALLINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 5TH AVE, 249, PITTSBURGH, PA 15222-2707 |
| Name | Verified Name |
|---|---|
| Address | 2645 CHEROKEE RD, SAINT CLOUD, FL 34772-7789 |
| Investor | Possibly a Property Investor |
| Document Number | 0052062580 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 5206/2580 |
| Instrument | 2017129437 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 21, 2027 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,370.00 (+87.12%) | $191,800 (+53.86%) Land $40,000 Building $151,800 | $191,800 (-1.39%) Land $40,000 Building $151,800 |
| 2023 | $1,801.00 (+5.57%) Homeowner's exemption | $124,655 (+3%) | $194,500 (+28.04%) Land $40,000 Building $154,500 |
| 2022 | $1,706.00 Homeowner's exemption | $121,025 | $151,900 Land $40,000 Building $111,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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