Osceola County property record for 4325 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,876 sqft Heated Area |
| Lot Size | 109,423 sqft (2.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2009) |
| Tax Bill | $2,491.00 (2025) |
| Primary APN | 87774 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,876 sqft Heated Area |
| Gross Area | 2,592 sqft Gross Area |
| 1st Floor | 1,588 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 109,423 sqft (2.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 624 sqft Garage |
| Pool Area | 360 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 456 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 380 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87774 |
|---|---|
| Street Address | 4325 PINE TREE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8073 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 BEG AT NE COR OF LOT 61 W 379.5, S 7 DEG E 309.97 FT TO N R/W OF PINE TREE DR, E 337 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 1 |
| Legal Tract | 5070 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87774
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4325 PINE TREE DR, SAINT CLOUD, FL 34772-8073 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2009 · Amount on Record |
| Deed Sale | Jul 30, 2009 · Amount on Record |
| Prior Sale | Dec 12, 2008 |
| Deed Doc Number | 2009120611 |
| Deed Book / Page | 3869 / 0962 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4325 PINE TREE DR, SAINT CLOUD, FL 34772-8073 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4325 PINE TREE DR, SAINT CLOUD, FL 34772-8073 |
| Investor | Possibly a Property Investor |
| Document Number | 0064890833 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 6489/833 |
| Instrument | 2023135070 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4325 PINE TREE DR, SAINT CLOUD, FL 34772-8073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058030095 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5803/95 |
| Instrument | 2020130842 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2045 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (+8.73%) Homeowner's exemption | $169,278 (+5.99%) | $391,700 (+3.68%) Land $126,900 Building $264,800 |
| 2023 | $2,291.00 (+5%) Homeowner's exemption | $159,717 (+3%) | $377,800 (+19.44%) Land $126,900 Building $250,900 |
| 2022 | $2,182.00 Homeowner's exemption | $155,066 | $316,300 Land $100,500 Building $215,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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