433 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 433 River Rd, Carrabelle, FL 32322 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Bungalow
Year Built	Built 1999
Square Footage	2,513 sqft Living Area
Lot Size	31,494 sqft (0.723 acres)
Occupancy	Owner Occupied
Tax Bill	$1,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-07S-04W-0000-0170-0000`
Alternative APN	`04W07S18000001700000`

Interior

Full Baths	2 Baths
Building Area	2,513 sqft Living Area
1st Floor	2,513 sqft 1st Floor
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	31,494 sqft (0.723 acres)
Depth X Width	450 ft x 70 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	25 sqft Shed
Porch Area	576 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	433 RIVER RD
City	CARRABELLE
State	FL
Zip	32322-5022
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A PARCEL IN SEC 18 07S 04W ALONG THE CARRABELLE RIVER OR 102/55 102/281 156/216 282/86 282/95 485/31 OR 533/212
Legal Range	04W
Legal Township	07S
Legal Section	18
Legal Subdivision	THE CARRABELLE RIVER
Jurisdiction	FRANKLIN FL
Minor Civil Division	EASTPOINT
Census Blockgroup	1
Census Block	1202
Census Tract	970200

Owner

Source: Franklin County records · APN 18-07S-04W-0000-0170-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 RIVER RD, CARRABELLE, FL 32322-5022
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	433 RIVER RD, CARRABELLE, FL 32322-5022
Transaction Type	Mortgage
Record Updated	Mar 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RIVER RD, CARRABELLE, FL 32322-5022

Mortgage

Document Number	0019000449
Date	Feb 04, 2026
Book Page	1437/44
Instrument	202619000449

Lender

Name	PRIME MERIDIAN BANK
Type	Bank
Address	TALLAHASSEE, FL 32312

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00 (+2.19%) Homeowner's exemption	$240,409 (+2.9%)	$365,060 (-1.06%) Land $78,750 Building $286,310
2024	$1,873.00 (-0.32%) Homeowner's exemption	$233,634 (+3%)	$368,960 (+18.79%) Land $78,750 Building $290,210
2023	$1,879.00 (+0.75%) Homeowner's exemption	$226,829 (+3%)	$310,601 (+23.96%) Land $78,750 Building $231,851
2022	$1,865.00 Homeowner's exemption	$220,222	$250,569 Land $78,750 Building $171,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	15.0 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 322 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.