4320 River St, Willoughby, OH 44094 Property Records

Lake County property record for 4320 River St, Willoughby, OH 44094

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,680 sqft · built 1882
Lot Size0.223 acres (9,718 sqft)
Owner2 Individual Names on Record
Tax Bill$5,995 (2023)
Flood ZoneZone X (minimal risk)
APN27-A-026-D-00-026-0

Property Details

APN / Parcel Number

Primary APN27-A-026-D-00-026-0
Alternative APN
  • D 59

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,680 sqft Total Area
Gross Area2,352 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1980
Architectural StyleHistorical
Exterior MaterialWood Siding
Lot Area9,718 sqft (0.223 acres)
Lot Dimensions180 ft deep x 54 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area171 sqft
Deck Area42 sqft
Patio Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberD 59
Street Address4320 RIVER ST
CityWILLOUGHBY
StateOH
Zip44094-7815
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-MFL
Legal DescriptionLOT 2 TRACT 13
Legal SubdivisionMERCHANTS SURV
Legal Tract13
Legal Lot Number2
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2009
Census Tract201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4320 RIVER ST, WILLOUGHBY, OH 44094-7815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 1985
Deed SaleApr 2, 1985
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,995.00 (+51.08%) Homeowner's exemption$63,320 (-) Land $14,820 Building $48,500
2022$3,968.00 Homeowner's exemption$63,320 Land $14,820 Building $48,500
2021$180,900 Land $42,330 Building $138,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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