Lake County property record for 4332 River St, Willoughby, OH 44094
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 1,283 sqft · built 1900 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Apr 2006) |
| Tax Bill | $6,354 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-D-00-024-0 |
| Primary APN | 27-A-026-D-00-024-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,283 sqft Living Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 1,203 sqft |
| Basement Area | 20 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,100 sqft (0.324 acres) |
| Lot Dimensions | 188 ft deep x 75 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 414 sqft |
| Deck Area | 198 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4332 RIVER ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7815 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-MFL |
| Legal Description | LOT 2 TRACT 13 |
| Legal Subdivision | MERCHANTS |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201400 |
Source: Lake County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4332 RIVER ST, WILLOUGHBY, OH 44094-7815 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2006 · Amount on Record |
| Deed Sale | Apr 17, 2006 · Amount on Record |
| Prior Sale | Aug 22, 2002 · Amount on Record |
| Deed Document Number | 200614763 |
| Last Transfer Date | Nov 7, 2012 |
| Transfer Doc | 0000032330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4332 RIVER ST, WILLOUGHBY, OH 44094-7815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000002131 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026R002131 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 2, 2036 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,570 (+24.51%) Land $19,370 Building $64,200 | $238,770 (+24.5%) Land $55,340 Building $183,430 | |
| 2023 | $6,354.00 (+51.25%) Homeowner's exemption | $67,120 (-) Land $15,970 Building $51,150 | |
| 2022 | $4,201.00 Homeowner's exemption | $67,120 Land $15,970 Building $51,150 | |
| 2021 | $191,780 Land $45,640 Building $146,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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