Lake County property record for 4273 River St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,968 sqft · built 1890 |
| Lot Size | 0.424 acres (18,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,000 (Jul 2019) |
| Tax Bill | $6,693 (2023) |
| Deeds & Mortgages | Apr 2020 Transfer Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-D-00-040-0 |
| Primary APN | 27-A-026-D-00-040-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,253 sqft |
| 1st Floor Area | 951 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 18,478 sqft (0.424 acres) |
| Lot Dimensions | 240 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 151 sqft |
| Patio Area | 240 sqft |
| Balcony | Balcony |
| Balcony Area | 13 sqft |
| Canopy | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 25 |
|---|---|
| Street Address | 4273 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MFL |
| Legal Description | LOT 1, 30 & 31 TRACT 13 |
| Legal Subdivision | TRACT 13 |
| Legal Tract | 13 |
| Legal Lot Number | 1,30-31 77 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4273 River St is owned and occupied by two individuals who acquired it in April 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4273 RIVER ST, WILLOUGHBY, OH 44094-7840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 30, 2019 | Warranty Deed, Transfer · FHA Mortgage BANKERS GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | Jul 30, 2019 · Amount on File |
| Deed Document Number | 0000017603 |
| Last Transfer Date | Apr 20, 2020 |
| Transfer Doc | 0000009782 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 20, 2020 |
| Property Address | 4273 RIVER ST, WILLOUGHBY, OH 44094-7840 |
| Document Number | 0000009782 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 9782 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4273 RIVER ST WILLOUGHBY OH 440947840, WILLOUGHBY, OH 44094-7840 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 30, 2019 |
| Property Address | 4273 RIVER ST, WILLOUGHBY, OH 44094-7840 |
| Document Number | 0000017603 |
| Instrument Date | Jul 27, 2019 |
| Instrument | 17603 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | LAWYERS TITLE AGENCY/CHARDON, LAWYERS TITLE AGCY/CHARDON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4273 RIVER ST WILLOUGHBY OH 440947840, WILLOUGHBY, OH 44094-7840 |
| Document Number | 17604 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 17604 |
| Name | BANKERS GUARANTEE |
|---|---|
| Type | Funding / Finance Company |
| Address | MEDINA, OH 44256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,693.00 (+54.22%) Homeowner's exemption | $70,700 (-) Land $16,610 Building $54,090 | |
| 2022 | $4,340.00 Homeowner's exemption | $70,700 Land $16,610 Building $54,090 | |
| 2021 | $201,990 Land $47,460 Building $154,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4273 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4273 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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