417 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 417 Xavier St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,200 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$134,000 (2017)
Tax Bill$3,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-005-101-099

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,200 sqft Living Area
1st Floor576 sqft 1st Floor
2nd Floor624 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Depth X Width125 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Deck Area397 sqft Deck
Patio Area240 sqft Patio

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address417 XAVIER ST
CityELYRIA
StateOH
Zip44035-8266
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RDG HTS #5 FRNT 0070.00 DPTH 0125.00 ANNEXED FROM #34 1/1/92
Legal SubdivisionCHESTNUT RIDGE HEIGHTS SUBDIVISION #5
Legal Block101
Legal Lot Number266
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1000
Census Tract71202

Owner

Source: Lorain County records · APN 10-00-005-101-099

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address417 XAVIER ST, ELYRIA, OH 44035-8266
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
May 05, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2017 · Amount on Record
Deed SaleMay 05, 2017 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Doc Number2017002140
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address417 XAVIER ST, ELYRIA, OH 44035-8266
Transaction TypeMortgage
Record UpdatedMar 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000907444
DateFeb 23, 2023
Instrument2023-0907444
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 05, 2017
Property Address417 XAVIER ST, ELYRIA, OH 44035-8266
Document Number0000628525
Instrument DateApr 28, 2017
Instrument628525
Transaction TypeTransfer
Record UpdatedJul 04, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$536.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 XAVIER ST ELYRIA OH 440358266, ELYRIA, OH 44035-8266

Mortgage

Document Number628526
DateMay 05, 2017
Instrument628526
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 04, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,459.00$69,640 (%) Land $17,840 Building $51,800$198,980 (-) Land $50,980 Building $148,000
2024$3,459.00 (+11.65%)$69,643 (+25.49%) Land $17,843 Building $51,800$198,980 (+25.49%) Land $50,980 Building $148,000
2023$3,098.00 (-0.71%)$55,497 (-0.01%) Land $13,017 Building $42,480$158,560 (-) Land $37,190 Building $121,370
2022$3,120.00$55,500 Land $13,020 Building $42,480
2021$158,560 Land $37,190 Building $121,370

Flood & Wildfire

417 Xavier St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 10th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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