4316 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4316 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 969 sqft · built 1960
Lot Size	0.19 acres (8,268 sqft)
Owner	Individual Name on File
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-26`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-26`
Alternative APNs	`33-520-10-26-00-0-00-000` `33520102600000001` `881332`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,268 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	480 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881332
Street Address	4316 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 38
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	38
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

4316 S Main St is owned and occupied by an individual who acquired it in December 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4316 S MAIN ST, INDEPENDENCE, MO 64055-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Dec 19, 2017	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017
Deed Sale	Dec 19, 2017
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	2017E112834
Prior Transfer Date	Jul 27, 2001
Prior Transfer Doc	0000I61165
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4316 S MAIN ST, INDEPENDENCE, MO 64055-4736
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0011371
Date	Feb 1, 2021
Instrument	2021E0011371

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 19, 2017
Property Address	4316 S MAIN ST, INDEPENDENCE, MO 64055-4736
Document Number	000E112834
Instrument Date	Dec 15, 2017
Instrument	112834E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 S MAIN ST INDEPENDENCE MO 640554736, INDEPENDENCE, MO 64055-4736

Mortgage

Document Number	E113195
Date	Dec 19, 2017
Instrument	113195E

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4316 S Main St was $1,472, down 13.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,604 (-) Land $3,990 Building $16,614	$108,440 (-)
2025	$1,472.00 (-13.41%)	$20,604 Land $3,990 Building $16,614	$108,440
2024	$1,700.00 (+2.29%)
2023	$1,662.00	$24,550 Land $3,359 Building $21,191	$129,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4316 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4316 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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