4324 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4324 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1960
Lot Size	0.18 acres (7,828 sqft)
Owner	Company Name on File
Last Sale	$207,480 (Jan 2026)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-24`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-24`
Alternative APNs	`33-520-10-24-00-0-00-000` `33520102400000001` `881330`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,828 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881330
Street Address	4324 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 50
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	50
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

4324 S Main St is owned by a company that bought it in January 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	27607 E RED FOX ST, LAKE LOTAWANA, MO 64086
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage SBD PROPERTY ACQUISITIONS LLC
Jan 28, 2026	Warranty Deed, Transfer · Commercial Mortgage 1ST MIDAMERICA CU
Oct 15, 2025	Warranty Deed, Transfer · Line of Credit 1901 INVESTMENTS LLC
Sep 3, 2025	Warranty Deed, Transfer · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Oct 15, 2025 · Amount on File
Deed Document Number	20266561
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	00E0006561
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4324 S MAIN ST, INDEPENDENCE, MO 64055-4736
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0063467
Date	Aug 29, 2025
Instrument	2025E0063467

Lender

Name	SBD PROPERTY ACQUISITIONS LLC
Type	Non-Lending Institution
Address	BLUE SPRINGS, MO 64015

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 28, 2026
Property Address	4324 S MAIN ST, INDEPENDENCE, MO 64055-4736
Document Number	00E0006561
Instrument Date	Jan 23, 2026
Instrument	2026E0006561
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27607 S RED FOX ST, LAKE LOTAWANA, MO 64086-5215

Mortgage

Document Number	00E0006562
Date	Jan 28, 2026
Instrument	2026E0006562

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2031

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 15, 2025
Property Address	4324 S MAIN ST, INDEPENDENCE, MO 64055-4736
Document Number	00E0077154
Instrument Date	Sep 26, 2025
Instrument	2025E0077154
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27607 S RED FOX ST, LAKE LOTAWANA, MO 64086-5215

Mortgage

Document Number	00E0077155
Date	Oct 15, 2025
Instrument	2025E0077155

Lender

Name	1901 INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 3, 2025
Property Address	4324 S MAIN ST, INDEPENDENCE, MO 64055-4736
Document Number	00E0064783
Instrument Date	Sep 2, 2025
Instrument	2025E0064783
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 NW MOCK AVE, BLUE SPRINGS, MO 64015-3096
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0064784
Date	Sep 3, 2025
Instrument	2025E0064784

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4324 S Main St was $1,310, up 0.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,342 (-) Land $3,906 Building $14,436	$96,540 (-)
2025	$1,310.00 (+0.54%)	$18,342 Land $3,906 Building $14,436	$96,540
2024	$1,303.00 (+2.28%)
2023	$1,274.00	$18,819 Land $3,414 Building $15,405	$99,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4324 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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