4304 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4304 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1960
Lot Size	0.187 acres (8,158 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2025)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-28`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-28`
Alternative APNs	`33-520-10-28-00-0-00-000` `33520102800000001` `881334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	864 sqft
Basement Area	100 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,158 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881334
Street Address	4304 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 22
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	22
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4304 S MAIN ST, INDEPENDENCE, MO 64055-4736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 13, 2017	Quit Claim Deed, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	202537034
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	00E0110837
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4304 S MAIN ST, INDEPENDENCE, MO 64055-4736
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 S MAIN ST, INDEPENDENCE, MO 64055-4736

Mortgage

Document Number	00E0000326
Date	Jan 3, 2022
Instrument	2022E0000326

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 13, 2017
Property Address	4304 S MAIN ST, INDEPENDENCE, MO 64055-4736
Document Number	000E110837
Instrument Date	Dec 7, 2017
Instrument	110837E
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	TITLE 365-CORAOPOLIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4304 S MAIN ST INDEPENDENCE MO 640554736, INDEPENDENCE, MO 64055-4736

Mortgage

Document Number	E110838
Date	Dec 13, 2017
Instrument	110838E

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,087 (-) Land $3,990 Building $13,097	$89,930 (-)
2025	$1,221.00 (-47.28%)	$17,087 (-48.89%) Land $3,990 Building $13,097	$89,930 (-48.89%)
2024	$2,316.00 (+2.34%)
2023	$2,263.00	$33,433 Land $3,789 Building $29,644	$175,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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