4315 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4315 S Main St, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1960
Lot Size0.204 acres (8,883 sqft)
OwnerIndividual Name on Record
Last Sale$97,400 (Jun 2002)
Tax Bill$1,795 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-520-10-19

Property Details

APN / Parcel Number

Primary APN33-520-10-19
Alternative APNs
  • 33-520-10-19-00-0-00-000
  • 33520101900000001
  • 881325

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area864 sqft Living Area
Gross Area2,016 sqft
1st Floor Area864 sqft
Basement Area864 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,883 sqft (0.204 acres)
Lot Dimensions120 ft deep x 74 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number881325
Street Address4315 S MAIN ST
CityINDEPENDENCE
StateMO
Zip64055-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLIDAY HILLS LOT 37
Legal SubdivisionHOLIDAY HILLS
Legal Block1
Legal Lot Number37
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1011
Census Tract12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4315 S MAIN ST, INDEPENDENCE, MO 64055-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2002 · Amount on Record
Deed SaleJun 26, 2002 · Amount on Record
Prior SaleApr 28, 2000 · Amount on Record
Deed Document Number200253630
Prior Transfer DateJun 5, 1996
Prior Transfer Doc0000000445
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address4315 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4315 S MAIN ST, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number00E0066193
DateJul 14, 2022
Instrument2022E0066193
Lender
NameGREAT OAKS BANK
TypeBank
AddressLEES SUMMIT, MO 64086
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,127 (-) Land $4,005 Building $21,122$132,250 (-)
2025$1,795.00 (+8.85%)$25,127 (+5.57%) Land $4,005 Building $21,122$132,250 (+5.57%)
2024$1,649.00 (+2.36%)
2023$1,611.00$23,801 Land $3,946 Building $19,855$125,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

Nearby Properties on S Main St

Nearby Streets

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