4311 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4311 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 876 sqft · built 1960
Lot Size	0.205 acres (8,920 sqft)
Owner	Individual Name on Record
Last Sale	$105,400 (Nov 2020)
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-18`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-18`
Alternative APNs	`33-520-10-18-00-0-00-000` `33520101800000001` `881324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,920 sqft (0.205 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881324
Street Address	4311 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 32
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	32
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 9, 2026	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage MEGASTAR FINANCIAL CORP
Dec 17, 2020	Quit Claim Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ELECTRONIC REGISTRATI
Nov 17, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE ELECTRONIC REGISTRATI
Nov 13, 2020	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT
Dec 22, 2017	Quit Claim Deed, Mortgage UNITED FIDELITY FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2020E108645
Last Transfer Date	Dec 7, 2020
Transfer Doc	000E121227
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	00E0022674
Date	Mar 30, 2026
Instrument	2026E0022674

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Dec 1, 2050

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	00E0002415
Date	Jan 9, 2026
Instrument	2026E0002415

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	00E0106265
Date	Sep 27, 2021
Instrument	2021E0106265

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 17, 2020
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	000E121227
Instrument Date	Dec 7, 2020
Instrument	121227E
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 S MAIN ST INDEPENDENCE MO 640554735, INDEPENDENCE, MO 64055-4735

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	000E108646
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4311 S MAIN ST INDEPENDENCE MO 640554735, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	000E108646
Date	Nov 17, 2020
Instrument	108646E

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 17, 2020
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	000E108645
Instrument Date	Nov 13, 2020
Instrument	108645E
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4311 S MAIN ST INDEPENDENCE MO 640554735, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	E108646
Date	Nov 17, 2020
Instrument	108646E

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Mortgage

Document Number	E108647,
Date	Nov 17, 2020
Instrument	108647E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST, KANSAS CITY, MO 64105-2017

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	000E108647
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 S MAIN ST INDEPENDENCE MO 640554735, INDEPENDENCE, MO 64055-4735

Mortgage

Document Number	000E108647
Date	Nov 17, 2020
Instrument	108647E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST, KANSAS CITY, MO 64105-2017

Agreement

Amount	Amount Recorded

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 22, 2017
Property Address	4311 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	000E113964
Instrument Date	Dec 20, 2017
Instrument	113964E
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3650 SW KIMSTIN CIR BLUE SPRINGS MO 640154572, BLUE SPRINGS, MO 64015-4572

Mortgage

Document Number	E113965
Date	Dec 22, 2017
Instrument	113965E

Lender

Name	UNITED FIDELITY FNDG
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64150

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,348 (-) Land $4,005 Building $15,343	$101,830 (-)
2025	$1,382.00 (-13.89%)	$19,348 (-16.52%) Land $4,005 Building $15,343	$101,830 (-16.52%)
2024	$1,605.00 (+2.29%)
2023	$1,569.00	$23,176 Land $3,756 Building $19,420	$121,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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