4323 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 4323 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 877 sqft · built 1960
Lot Size	0.181 acres (7,894 sqft)
Owner	Individual Name on Record
Tax Bill	$836 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-21`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-21`
Alternative APNs	`33-520-10-21-00-0-00-000` `33520102100000001` `881327`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	877 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,894 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881327
Street Address	4323 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 49
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	49
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

Source: Jackson County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 NE DUNCAN RD, BLUE SPRINGS, MO 64014-2015
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage WOOD AND HUSTON BANK
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit WOOD & HUSTON BANK
Dec 23, 2022	Deed of Trust, Mortgage · Line of Credit WOOD & HUSTON BANK
Jan 21, 2020	Deed of Trust, Mortgage MONTEREY PK NURSING CTR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021
Deed Sale	Jan 4, 2021
Deed Document Number	2021E246
Prior Transfer Date	Aug 14, 1998
Prior Transfer Doc	0000000657
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 21, 2026
Property Address	4323 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	0000054120
Instrument Date	Jul 14, 2026
Instrument	202654120
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NE DUNCAN RD, BLUE SPRINGS, MO 64014-2015

Mortgage

Document Number	0000054120,
Date	Jul 21, 2026
Instrument	202654120

Lender

Name	WOOD AND HUSTON BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 14, 2027

Interest

Rate	6.47%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4323 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NE DUNCAN RD, BLUE SPRINGS, MO 64014-2015

Mortgage

Document Number	00E0038175
Date	Jun 1, 2023
Instrument	2023E0038175

Lender

Name	WOOD & HUSTON BANK
Type	Bank
Address	HIGGINSVILLE, MO 64037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Nov 8, 2023

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4323 S MAIN ST, INDEPENDENCE, MO 64055-4735
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NE DUNCAN RD, BLUE SPRINGS, MO 64014-2015

Mortgage

Document Number	00E0112127
Date	Dec 23, 2022
Instrument	2022E0112127

Lender

Name	WOOD & HUSTON BANK
Type	Bank
Address	HIGGINSVILLE, MO 64037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Sep 23, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4323 S MAIN ST, INDEPENDENCE, MO 64055-4735
Document Number	0000E11392
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16232 E 25TH ST S INDEPENDENCE MO 640552006, INDEPENDENCE, MO 64055-2006

Mortgage

Document Number	0000E11392
Date	Feb 10, 2020
Instrument	11392E

Lender

Name	MONTEREY PK NURSING CTR INC
Address	7611 STATE LINE RD # 301, KANSAS CITY, MO 64114-1698

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,707 (-) Land $3,906 Building $7,801	$61,620 (-)
2025	$836.00 (+18.58%)	$11,707 (+14.97%) Land $3,906 Building $7,801	$61,620 (+14.98%)
2024	$705.00 (+2.32%)
2023	$689.00	$10,183 Land $1,701 Building $8,482	$53,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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