4310 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4310 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,537 sqft · built 2019
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$184,100 (Oct 2019)
Tax Bill	$1,120 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-05005-440`

Property Details

APN / Parcel Number

Primary APN	`953-05005-440`
Alternative APN	`599516`

Interior

Stories	2 Stories
Building Area	1,537 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	702 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Street Address	4310 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 44, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	44
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4310 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Oct 11, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20191374297
Deed Book / Page	4678 / 154
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	004678/154
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 13, 2026
Property Address	4310 RAMONA DR, LAREDO, TX 78046-5044
Document Number	0001584609
Book / Page	6018 / 884
Instrument Date	Mar 31, 2026
Instrument	20261584609
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001584609,
Date	Apr 13, 2026
Book Page	6018/884
Instrument	20261584609

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Nov 1, 2049

Interest

Rate	6%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4310 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	005233/593
Date	Mar 16, 2022
Book Page	5233/593
Instrument	1461467

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 1, 2049

October 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 11, 2019
Property Address	4310 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004678/154
Book / Page	4678 / 154
Map Reference	VOL 36 PG 81-82
Instrument Date	Oct 10, 2019
Instrument	1374297
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001374298
Date	Oct 11, 2019
Instrument	1374298

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,281 (-0.52%) Land $39,305 Building $180,976	$220,281 (-0.52%) Land $39,305 Building $180,976
2025	$1,120.00 (+2.56%)	$221,427 (+7.07%) Land $39,305 Building $182,122	$221,427 (+7.07%) Land $39,305 Building $182,122
2024	$1,092.00 (-14.35%)
2023		$206,798 Land $22,925 Building $183,873	$206,798 Land $22,925 Building $183,873
2022	$1,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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