Santa Cruz County property record for 431 Capitola Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 880 sqft · built 1922 |
| Lot Size | 0.019 acres (828 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Sep 2010) |
| Tax Bill | $15,259 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-093-13 |
| Primary APN | 035-093-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 880 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 828 sqft (0.019 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 431 CAPITOLA AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAPITOLA 06 |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 121802 |
431 Capitola Ave is owned and occupied by an individual who acquired it in May 2024.
Source: Santa Cruz County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CAPITOLA AVE, CAPITOLA, CA 95010-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2010 · Amount on File |
| Deed Sale | Sep 29, 2010 · Amount on File |
| Deed Document Number | 201039317 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0000009121 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 Capitola Ave was $15,259.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,139,238 (+2%) Land $983,178 Building $156,060 | ||
| 2025 | $15,259.00 | $1,116,900 Land $963,900 Building $153,000 | |
| 2023 | $7,496.00 (+2.08%) | $488,928 Land $389,860 Building $99,068 | $420,300 |
| 2022 | $7,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Capitola Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Capitola Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
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