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503 Capitola Ave, #A, Capitola, CA 95010 Property Records

Santa Cruz County property record for 503 Capitola Ave, #A, Capitola, CA 95010

Property Summary

Property TypeStore with Apartments
Details2 bd · 1 ba · 2,718 sqft · built 1938
Lot Size0.087 acres (3,790 sqft)
Owner2 Company Names on Record
Last Sale$220,000 (Jan 1998)
Tax Bill$11,483 (2025)
Deeds & MortgagesJun 2017 Construction Loan
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN035-093-12

Property Details

APN / Parcel Number

Primary APN035-093-12
Alternative APN
  • 035-093-12-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area2,718 sqft Gross Area
1st Floor Area2,118 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialComposition Shingle
Lot Area3,790 sqft (0.087 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address503 CAPITOLA AVE, A
CityCAPITOLA
StateCA
Zip95010-2759
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2010
Census Tract121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address125 S SUNNYOAKS AVE # 201, 201, CAMPBELL, CA 95008
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2017Deed of Trust, Mortgage · Construction Mortgage
LIGHTHOUSE BANK
Apr 15, 2020Deed of Trust, Mortgage
AVIDBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 1998 · Amount on Record
Deed SaleJan 5, 1998 · Amount on Record
Deed Document Number1998215
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address503 CAPITOLA AVE # A, A, CAPITOLA, CA 95010-2759
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019150
DateJun 12, 2017
Instrument2017-0019150
Lender
NameLIGHTHOUSE BANK
TypeBank
AddressSANTA CRUZ, CA 95060
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address503 CAPITOLA AVE # A, A, CAPITOLA, CA 95010-2759
Document Number0000015093
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address125 S SUNNYOAKS AVE #20 CAMPBELL CA 95008, 20, CAMPBELL, CA 95008

Mortgage

Document Number0000015093
DateMay 1, 2020
Instrument15093
Lender
NameAVIDBANK
TypeBank
Address1732 N 1ST ST # 6TH, SAN JOSE, CA 95112-4541
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$869,836 (+2%) Land $393,122 Building $476,714
2025$11,483.00 (+9.76%)$852,780 (+4.04%) Land $385,414 Building $467,366
2023$10,462.00 (+9.81%)$819,666 Land $370,448 Building $449,218
2022$9,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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