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421 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 421 Capitola Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1932
Square Footage1,522 sqft Living Area
Lot Size2,004 sqft (0.046 acres)
Last Sale$725,000 (2016)
Tax Bill$10,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN035-131-27
Alternative APN
  • 035-131-27-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,522 sqft Living Area
1st Floor306 sqft 1st Floor

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area2,004 sqft (0.046 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address421 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3351
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAPITOLA
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2019
Census Tract121802

Owner

Source: Santa Cruz County records · APN 035-131-27

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1870 WHARF RD, CAPITOLA, CA 95010-2839
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Deed of Trust, Mortgage · Commercial Mortgage
5G CAPITAL LLC
Dec 29, 2023Deed of Trust, Mortgage · Commercial Mortgage
MARLA MURPHY
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Jan 31, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2016 · Amount on Record
Deed SaleFeb 01, 2016 · Amount on Record
Prior SaleJul 14, 2015 · Amount on Record
Deed Doc Number20163462
Last Transfer DateJan 24, 2017
Transfer Doc0000003624
Record RefreshedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1870 WHARF RD, CAPITOLA, CA 95010-2839

Mortgage

Document Number0000018039
DateAug 27, 2025
Instrument2025-0018039
Lender
Name5G CAPITAL LLC
TypeNon-Lending Institution
AddressSAN MATEO, CA 94402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1870 WHARF RD, CAPITOLA, CA 95010-2839

Mortgage

Document Number0000025238
DateDec 29, 2023
Instrument2023-0025238
Lender
NameMARLA MURPHY
TypePrivate Party
Address460 SYCAMORE CIR, DANVILLE, CA 94526
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351

Mortgage

Document Number0000013325
DateApr 26, 2022
Instrument2022-0013325
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateMay 01, 2027
Change Frequency6 Months
Min Rate At Change6.12%
Max Rate At Change11.1%
IndexOther
Max Rate11.1%

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 31, 2017
Property Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351
Document Number0000003624
Map ReferenceMB18 PG36
Instrument DateJan 24, 2017
Instrument2017-0003624
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CAPITOLA AVE, CAPITOLA, CA 95010-3351

Mortgage

Document Number0000003625
DateJan 31, 2017
Instrument2017-0003625
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Mortgage

Document Number0000003626
DateJan 31, 2017
Instrument2017-0003626
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$875,418 (+2%) Land $754,671 Building $120,747
2025$10,848.00 (+7.43%)$858,254 (+4.04%) Land $739,874 Building $118,380
2023$10,098.00 (+1.46%)$824,926 Land $711,143 Building $113,783$911,610
2022$9,953.00

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