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507 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 507 Capitola Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,895 sqft · built 1981
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Aug 2012)
Tax Bill$11,171 (2025)
Deeds & MortgagesJul 2022 Transfer
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035-093-10

Property Details

APN / Parcel Number

Primary APN035-093-10
Alternative APN
  • 035-093-10-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,895 sqft Living Area
Gross Area3,185 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area290 sqft
Parking Spaces1 Parking Space
Deck Area488 sqft
Patio Area488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address507 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-2759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionA035 09
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2010
Census Tract121802

Owner

Source: Santa Cruz County records · APN 035-093-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Intrafamily Transfer, Transfer
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAPITAL INC
Jan 23, 2018Deed of Trust, Mortgage · Line of Credit
STAR ONE CU
Jan 23, 2018Deed of Trust, Mortgage
STAR ONE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2012 · Amount on Record
Deed SaleAug 15, 2012 · Amount on Record
Prior SaleNov 15, 2002 · Amount on Record
Deed Document Number201238674
Prior Transfer DateAug 14, 2001
Prior Transfer Doc0000055510
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 08, 2022
Property Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759
Document Number0000020172
Instrument DateJun 27, 2022
Instrument2022-0020172
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759

Mortgage

Document Number0000009363
DateMar 23, 2022
Instrument2022-0009363
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759
Document Number0000002927
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedApr 06, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address507 CAPITOLA AVE CAPITOLA CA 950102759, CAPITOLA, CA 95010-2759

Mortgage

Document Number0000002927
DateJan 30, 2018
Instrument2927
Lender
NameSTAR ONE CU
TypeBank
AddressSUNNYVALE, CA 94088
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 29, 2043
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address507 CAPITOLA AVE, CAPITOLA, CA 95010-2759
Document Number0000002926
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address507 CAPITOLA AVE CAPITOLA CA 950102759, CAPITOLA, CA 95010-2759

Mortgage

Document Number0000002926
DateJan 30, 2018
Instrument2926
Lender
NameSTAR ONE CU
TypeBank
AddressSUNNYVALE, CA 94088
Agreement
AmountAmount Recorded
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$883,293 (+2%) Land $489,862 Building $393,431
2025$11,171.00 (+17.89%) Homeowner's exemption$865,974 (+12.56%) Land $480,257 Building $385,717
2023$9,476.00 (+1.26%) Homeowner's exemption$769,347 Land $461,608 Building $307,739$1,628,370
2022$9,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
9 of 18 on primary residences
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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