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425 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 425 Capitola Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1936
Square Footage935 sqft Living Area
Lot Size1,873 sqft (0.043 acres)
OccupancyOwner Occupied
Last Sale$770,000 (2020)
Tax Bill$11,017.00 (2025)

Owner

Source: Santa Cruz County records · APN 035-131-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 CAPITOLA AVE, CAPITOLA, CA 95010-3363
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleMay 12, 2004 · Amount on Record
Deed Doc Number202055967
Prior Transfer DateApr 09, 2004
Prior Transfer Doc0000026046
Record RefreshedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 22, 2020
Property Address425 CAPITOLA AVE, CAPITOLA, CA 95010-3363
Document Number0000055967
Map ReferenceVOL 18 PG 36
Instrument DateDec 16, 2020
Instrument2020-0055967
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 CAPITOLA AVE, CAPITOLA, CA 95010-3363

Mortgage

Document Number0000055968
DateDec 22, 2020
Instrument2020-0055968
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateJan 01, 2031
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT
Max Rate10.9%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$850,143 (+2%) Land $706,612 Building $143,531
2025$11,017.00 (+11.31%)$833,473 (+4.04%) Land $692,757 Building $140,716
2023$9,898.00 (+1.23%)$801,108 Land $665,856 Building $135,252$772,740
2022$9,778.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Old Riverview Historic District
listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN035-131-01
Alternative APN
  • 035-131-01-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area935 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area1,873 sqft (0.043 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address425 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3363
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAPITOLA 06
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2019
Census Tract121802

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