427 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 427 Capitola Ave, Capitola, CA 95010

Property Summary

Property TypeRestaurant
Details820 sqft · built 1950
Lot Size0.032 acres (1,394 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Mar 2017)
Tax Bill$10,255 (2025)
Deeds & MortgagesMar 2017 Sale
Flood ZoneZone X (minimal risk)
APN035-093-15

Property Details

APN / Parcel Number

Primary APN035-093-15
Alternative APN
  • 035-093-15-000

Interior

Stories1 Story
Building Area820 sqft Gross Area
1st Floor Area820 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address427 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3311
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal SubdivisionCAPITOLA 06
Legal Block7
Legal Lot Number14,15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2010
Census Tract121802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Riverview Historic District
listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address784 MAIN ST, SANTA CLARA, CA 95050-5410
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2017 · Amount on Record
Deed SaleMar 2, 2017 · Amount on Record
Prior SaleJun 15, 2005 · Amount on Record
Deed Document Number20177411
Prior Transfer DateMay 27, 2004
Prior Transfer Doc0000049054
Record UpdatedSep 20, 2026

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 2, 2017
Property Address427 CAPITOLA AVE, CAPITOLA, CA 95010-3311
Document Number0000007411
Instrument DateFeb 27, 2017
Instrument7411
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

AmountAmount Recorded
Tax$137.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address784 MAIN ST SANTA CLARA CA 950505410, SANTA CLARA, CA 95050-5410

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$719,982 (+2%) Land $628,248 Building $91,734
2025$10,255.00 (+12.49%)$705,864 (+4.04%) Land $615,929 Building $89,935
2023$9,116.00 (+1.75%)$678,455 Land $592,012 Building $86,443
2022$8,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Nearby Properties on Capitola Ave

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