431 Alder Dr, Stafford, VA 22554 Property Records

Stafford County property record for 431 Alder Dr, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,024 sqft · built 2015
Lot Size	0.118 acres (5,162 sqft)
Owner	Individual Name on File
Last Sale	$359,077 (Aug 2015)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29G-2-235`

Property Details

APN / Parcel Number

Primary APN	`29G-2-235`
Alternative APN	`51991`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Basement Area	1,012 sqft
Finished Basement	790 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,162 sqft (0.118 acres)
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51991
Street Address	431 ALDER DR
City	STAFFORD
State	VA
Zip	22554-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD2 - PLANNED DEVELOP
Legal Description	LOT 235 SEC 2 5158 SF EMBREY MILL
Legal Subdivision	EMBREY MILL SEC 2
Legal Lot Number	235
Jurisdiction	STAFFORD VA
Township / Civil Division	GARRISONVILLE
Census Block Group	2
Census Block	2027
Census Tract	10210

Owner

431 Alder Dr is owned and occupied by an individual who bought it in August 2015.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	431 ALDER DR, STAFFORD, VA 22554-2542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	May 7, 2015 · Amount on File
Deed Document Number	150015113
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	431 ALDER DR, STAFFORD, VA 22554-2542
Document Number	200016763
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ALDER DR STAFFORD VA 225542542, STAFFORD, VA 22554-2542

Mortgage

Document Number	200016763
Date	Jul 17, 2020
Instrument	16763

Lender

Name	PENNYMAC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 431 Alder Dr was $5,230.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,230.00	$558,400 Land $175,000 Building $383,400	$558,400 Land $175,000 Building $383,400
2023	$4,547.00	$481,200 Land $150,000 Building $331,200	$481,200 Land $150,000 Building $331,200
2021	$3,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Alder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20