Stafford County property record for 425 Alder Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,531 sqft · built 2017 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jul 2026) |
| Tax Bill | $5,512 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-238 |
| Primary APN | 29G-2-238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,531 sqft Living Area |
| Gross Area | 4,308 sqft |
| Basement Area | 1,284 sqft |
| Finished Basement | 1,029 sqft |
| Unfinished Basement | 255 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,005 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 51994 |
|---|---|
| Street Address | 425 ALDER DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 |
| Legal Description | LOT 238 SEC 2 5001 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 238 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10210 |
Source: Stafford County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed, Transfer · Conventional Mortgage GREAT NORTH BANK |
| Jan 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE |
| Aug 25, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MTG |
| Mar 3, 2017 | Grant Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Jan 3, 2023 · Amount on Record |
| Deed Document Number | 20269817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 2, 2026 |
| Property Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 0000009817 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20269817 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,710.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 0000009818, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20269818 |
| Name | GREAT NORTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jan 3, 2023 |
| Property Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 0230000046 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 230000046 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | POTOMAC TITLE GROUP SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 0230000047 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 230000047 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 25, 2017 |
| Property Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 170015436 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 15436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 425 ALDER DR STAFFORD VA 225542542, STAFFORD, VA 22554-2542 |
| Document Number | 170015437 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 15437 |
| Name | K HOVNANIAN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | BOYNTON BEACH, FL 33426 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 3, 2017 |
| Property Address | 425 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 170004106 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 4106 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4090 LAFAYETTE CENTER DR #A CHANTILLY VA 201511244, A, CHANTILLY, VA 20151-1244 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,512.00 (+11.85%) | $598,100 (+14.69%) Land $175,000 Building $423,100 | $598,100 (+14.69%) Land $175,000 Building $423,100 |
| 2023 | $4,928.00 (+19.76%) | $521,500 Land $150,000 Building $371,500 | $521,500 Land $150,000 Building $371,500 |
| 2021 | $4,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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