Stafford County property record for 430 Alder Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,466 sqft · built 2017 |
| Lot Size | 0.175 acres (7,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Mar 2025) |
| Tax Bill | $6,695 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-446 |
| Primary APN | 29G-2-446 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,466 sqft Living Area |
| Basement Area | 1,564 sqft |
| Finished Basement | 1,090 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,636 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52065 |
|---|---|
| Street Address | 430 ALDER DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 - PLANNED DEVELOP |
| Legal Description | LOT 446 SEC 2 7636 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Lot Number | 446 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10210 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 27, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG |
| Apr 13, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 250003098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 17, 2026 |
| Property Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 0000010667 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202610667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 0000010667, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202610667 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210019239 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 210019239 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Nov 27, 2017 |
| Property Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 170021051 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 21051 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 430 ALDER DR STAFFORD VA 225542541, STAFFORD, VA 22554-2541 |
| Document Number | 170021052 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 21052 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 13, 2017 |
| Property Address | 430 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 170006542 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 6542 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $132.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7591 COPPERMINE DR MANASSAS VA 201092671, MANASSAS, VA 20109-2671 |
| Investor | Possibly a Property Investor |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,695.00 | $714,800 (+7.01%) Land $205,000 Building $509,800 | $714,800 (+7.01%) Land $205,000 Building $509,800 |
| 2023 | $668,000 Land $185,000 Building $483,000 | $668,000 Land $185,000 Building $483,000 | |
| 2021 | $5,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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