Stafford County property record for 428 Alder Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,861 sqft · built 2016 |
| Lot Size | 0.175 acres (7,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $531,990 (Aug 2017) |
| Tax Bill | $6,814 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-445 |
| Primary APN | 29G-2-445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,861 sqft Living Area |
| Gross Area | 5,655 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,286 sqft |
| Unfinished Basement | 394 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,627 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52064 |
|---|---|
| Street Address | 428 ALDER DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 |
| Legal Description | LOT 445 SEC 2 7624 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 445 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10210 |
Source: Stafford County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Aug 10, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Deed Document Number | 201714409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 0000010009 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202610009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010009, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202610009 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | EXPRESS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0210028032 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 210028032 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 200013652 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 428 ALDER DR STAFFORD VA 225542541, STAFFORD, VA 22554-2541 |
| Document Number | 200013652 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 13652 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 16, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 10, 2017 |
| Property Address | 428 ALDER DR, STAFFORD, VA 22554-2541 |
| Document Number | 170014409 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 14409 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 ALDER DR STAFFORD VA 225542541, STAFFORD, VA 22554-2541 |
| Document Number | 170014410 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 14410 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,814.00 (+4.35%) | $739,300 (+6.97%) Land $205,000 Building $534,300 | $739,300 (+6.97%) Land $205,000 Building $534,300 |
| 2023 | $6,530.00 (+21.81%) | $691,100 Land $185,000 Building $506,100 | $691,100 Land $185,000 Building $506,100 |
| 2021 | $5,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures