Stafford County property record for 427 Alder Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,379 sqft · built 2017 |
| Lot Size | 0.115 acres (5,044 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,657 (Sep 2017) |
| Tax Bill | $5,436 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-237 |
| Primary APN | 29G-2-237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,379 sqft Living Area |
| Basement Area | 1,270 sqft |
| Finished Basement | 972 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,044 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 51993 |
|---|---|
| Street Address | 427 ALDER DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 - PLANNED DEVELOP |
| Legal Description | LOT 237 SEC 2 5043 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Lot Number | 237 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10210 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 ALDER DR, STAFFORD, VA 22554-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Sep 8, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI INTERCOASTAL MTG |
| Mar 3, 2017 | Grant Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on Record |
| Deed Sale | Sep 8, 2017 · Amount on Record |
| Deed Document Number | 170016319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 427 ALDER DR, STAFFORD, VA 22554-2542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230012275 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 230012275 |
| Name | PNC BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 10, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 427 ALDER DR, STAFFORD, VA 22554-2542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003341 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 220003341 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Sep 8, 2017 |
| Property Address | 427 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 170016319 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 16319 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 427 ALDER DR STAFFORD VA 225542542, STAFFORD, VA 22554-2542 |
| Document Number | 170016320 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 16320 |
| Name | INTERCOASTAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 3, 2017 |
| Property Address | 427 ALDER DR, STAFFORD, VA 22554-2542 |
| Document Number | 170004106 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 4106 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4090 LAFAYETTE CENTER DR #A CHANTILLY VA 201511244, A, CHANTILLY, VA 20151-1244 |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,436.00 (+13.72%) | $580,400 (+14.73%) Land $175,000 Building $405,400 | $580,400 (+14.73%) Land $175,000 Building $405,400 |
| 2023 | $4,780.00 (+19.71%) | $505,900 Land $150,000 Building $355,900 | $505,900 Land $150,000 Building $355,900 |
| 2021 | $3,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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