426 Alder Dr, Stafford, VA 22554 Property Records

Stafford County property record for 426 Alder Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,939 sqft · built 2015
Lot Size0.173 acres (7,579 sqft)
Owner2 Individual Names on Record
Last Sale$513,000 (Apr 2019)
Tax Bill$7,278 (2025)
Deeds & MortgagesJan 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29G-2-444

Property Details

APN / Parcel Number

Primary APN29G-2-444
Alternative APN
  • 52063

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,939 sqft Living Area
Basement Area1,866 sqft
Finished Basement1,316 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleColonial
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.173 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area216 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number52063
Street Address426 ALDER DR
CitySTAFFORD
StateVA
Zip22554-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD2 - PLANNED DEVELOP
Legal DescriptionLOT 444 SEC 2 7578 SF EMBREY MILL
Legal SubdivisionEMBREY MILL SEC 2
Legal Lot Number444
JurisdictionSTAFFORD VA
Township / Civil DivisionGARRISONVILLE
Census Block Group2
Census Block2009
Census Tract10210

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address426 ALDER DR, STAFFORD, VA 22554-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2020Deed of Trust, Mortgage · VA Mortgage
HOME SVGS & TR MTG
Apr 15, 2019Warranty Deed, Transfer · VA Mortgage
HOME SVGS & TR MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2019 · Amount on Record
Deed SaleApr 15, 2019 · Amount on Record
Prior SaleJan 8, 2019 · Amount on Record
Deed Document Number190005255
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address426 ALDER DR, STAFFORD, VA 22554-2541
Document Number200001019
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 ALDER DR STAFFORD VA 225542541, STAFFORD, VA 22554-2541

Mortgage

Document Number200001019
DateJan 14, 2020
Instrument1019
Lender
NameHOME SVGS & TR MTG
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateApr 15, 2019
Property Address426 ALDER DR, STAFFORD, VA 22554-2541
Document Number190005255
Instrument DateApr 12, 2019
Instrument5255
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$513.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 ALDER DR STAFFORD VA 225542541, STAFFORD, VA 22554-2541

Mortgage

Document Number190005258
DateApr 15, 2019
Instrument5258
Lender
NameHOME SVGS & TR MTG
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,278.00 (+5.95%)$777,000 (+6.89%) Land $205,000 Building $572,000$777,000 (+6.89%) Land $205,000 Building $572,000
2023$6,869.00 (+21.79%)$726,900 Land $185,000 Building $541,900$726,900 Land $185,000 Building $541,900
2021$5,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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