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40 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 40 Ocean Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,432 sqft · built 1972
Lot Size0.145 acres (6,303 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (Oct 1996)
Tax Bill$5,256 (2024)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone AE (high risk)
APN00555011-006900

Property Details

APN / Parcel Number

Primary APN00555011-006900
Alternative APNs
  • 06623900555011006900
  • 1681181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,432 sqft Living Area
Gross Area1,740 sqft
1st Floor Area1,432 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,303 sqft (0.145 acres)
Lot Dimensions36 ft deep x 45 ft wide
View / LotCanal
Garage TypeAttached
Garage Area308 sqft

Exterior Amenities

PorchOpen Porch
Porch Area632 sqft
Deck Area400 sqft
Patio Area490 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1681181
Street Address40 OCEAN DR
CityKEY LARGO
StateFL
Zip33037-4034
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeIS
Legal DescriptionTHE HARBORAGE KEY LARGO PB 6-46 LOT 69 & 1.21% COMMON ELEMENTS & PT TR B ROCK HARBOR YACHT HAVEN PB4-80 KEY LARGO OR152-536 OR370-602 OR533-493 OR803-1344 OR833-1617 OR965-592 OR1145-46D/C OR1145-47/48/AFF OR1145-49D/C OR1158-713/39/PROB-81-4301 OR11
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionHARBORAGE, THE
Legal TractB
Legal Lot Number69,1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records · APN 00555011-006900

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address939 SHUNPIKE RD, CAPE MAY, NJ 08204-4325
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 1996 · Amount on Record
Deed SaleOct 24, 1996 · Amount on Record
Prior SaleApr 01, 1994 · Amount on Record
Deed Book / Page1427 / 1314
Last Transfer DateAug 22, 2017
Transfer Doc0028710261
Record UpdatedJun 08, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 29, 2017
Property Address40 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number0028710261
Book / Page002871 / 000261
Instrument DateAug 22, 2017
Instrument2136808
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1013 SEASHORE RD WEST CAPE MAY NJ 082044211, WEST CAPE MAY, NJ 08204-4211

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$906,799 (+16.61%) Land $817,074 Building $89,725$906,799 (+16.61%) Land $817,074 Building $89,725
2024$5,256.00 (+9.36%)
2023$4,806.00 (+16.54%)$777,617 (+43.77%) Land $689,810 Building $87,807$777,617 (+43.77%) Land $689,810 Building $87,807
2022$4,124.00$540,868 Land $461,764 Building $79,104$540,868 Land $461,764 Building $79,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

Based on FCC filings for 35 locations within half a mile of this property.

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