Saginaw County property record for 4296 Willard Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1970 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,500 (Feb 2014) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Dec 2023 Reverse Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-33-3008-000 |
| Primary APN | 05-10-6-33-3008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 751 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4296 WILLARD RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 132 FT OF E 464 FT OF S 294.03 FT OF SE 1/4 OF SW 1/4 0.89 ACRE SEC 33 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 13100 |
4296 Willard Rd is owned and occupied by two individuals who bought it in February 2014.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Reverse Mortgage DOW CREDIT UNION A CREDIT UNION CORPORAT |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| May 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2014 · Amount on File |
| Deed Sale | Feb 14, 2014 · Amount on File |
| Prior Sale | Sep 16, 2011 · Amount on File |
| Deed Document Number | 20143372 |
| Deed Book / Page | 2761 / 1730 |
| Prior Transfer Date | Feb 24, 2010 |
| Prior Transfer Doc | 0000005893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Document Number | 0000026928 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023026928 |
| Name | DOW CREDIT UNION A CREDIT UNION CORPORAT |
|---|---|
| Address | 600 E LYON RD, MIDLAND, MI 48640 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Document Number | 0000017444 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021017444 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 5, 2020 |
| Property Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Document Number | 0000012415 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020012415 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 WILLARD RD, BIRCH RUN, MI 48415-8726 |
| Document Number | 0000012416 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020012416 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 4296 Willard Rd was $2,120 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,400 | $202,800 | |
| 2025 | $2,120.00 Homeowner's exemption | ||
| 2023 | $79,800 | $159,600 | |
| 2022 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4296 Willard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4296 Willard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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