437 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 437 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,885 sqft · built 1948
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (May 2014)
Tax Bill	$24,715 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-01513-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`51-01513-0000-00010`
Alternative APN	`510151300010`

Interior

Stories	2 Stories
Building Area	2,885 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	17,642 sqft (0.405 acres)
Lot Dimensions	293 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	437 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.405 AC
Legal Block	1513
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC
Jan 14, 2019	Deed of Trust, Mortgage · ARM VISIONS FCU
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2014 · Amount on Record
Deed Sale	May 2, 2014 · Amount on Record
Prior Sale	Apr 15, 1999 · Amount on Record
Deed Document Number	201428259
Deed Book / Page	1662 / 2130
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	437 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038690102
Date	Dec 15, 2020
Book Page	3869/102
Instrument	20-134091

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	437 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031541526
Date	Jan 14, 2019
Book Page	3154/1526
Instrument	2019-003222.01

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2026
Index	1-Year CMT
Margin	3

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	437 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0028921000
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0028921000
Date	Mar 28, 2018
Book Page	002892/001000

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$855,200 (-) Land $381,100 Building $474,100	$855,200 (-) Land $381,100 Building $474,100
2025	$24,715.00 (+0.73%)	$855,200 (-) Land $381,100 Building $474,100	$855,200 (-) Land $381,100 Building $474,100
2024	$24,535.00 (+4.98%)
2023		$855,200 Land $381,100 Building $474,100	$855,200 Land $381,100 Building $474,100
2022	$23,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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