427 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 427 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.328 acres (14,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2026)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Jan 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-014`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-014`
Alternative APN	`23150127014 (CHECK DIGIT = 0)`

Exterior

Lot Area	14,322 sqft (0.328 acres)

Location & Zoning

Account Number	23150127014
Street Address	427 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 67 OAK MILL EST 1ST ADDN (14322 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Jan 22, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Sep 30, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Apr 5, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR
Feb 11, 2026	Warranty Deed, Transfer
Oct 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 26, 2007
Deed Document Number	2026SPRINGFIELD
Prior Transfer Date	Sep 3, 2017
Prior Transfer Doc	2017R27266
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007R00421
Date	Jan 4, 2007
Instrument	2007R00421

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2022

Interest

Rate Type	Fixed Rate

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007R02403
Date	Jan 22, 2007
Instrument	2007R02403

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2022

Interest

Rate Type	Fixed Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R36081
Date	Sep 30, 2010
Instrument	2010R36081

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2020

Interest

Rate Type	Fixed Rate

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R12117
Date	Apr 5, 2006
Instrument	2006R12117

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 30, 2006

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 11, 2026
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Document Number	2026R02378
Instrument Date	Feb 11, 2026
Instrument	2026R02378
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$712.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 SPRING RDG, ROCHESTER, IL 62563-9296

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Oct 23, 2017
Property Address	427 SPRING RDG, ROCHESTER, IL 62563-9296
Document Number	2017R27266
Map Reference	DOC 2005R25087
Instrument Date	Sep 3, 2017
Instrument	2017R27266
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 SPRING RDG, ROCHESTER, IL 62563-9296

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,440.00 (+1.78%) Homeowner's exemption	$127,236 (+3.4%) Land $17,822 Building $109,414	$381,708 (+3.4%) Land $53,466 Building $328,242
2024	$8,292.00 (+6.12%) Homeowner's exemption	$123,052 (+11.19%) Land $17,236 Building $105,816	$369,156 (+11.19%) Land $51,708 Building $317,448
2022	$7,814.00 Homeowner's exemption	$110,672 Land $15,502 Building $95,170	$332,016 Land $46,506 Building $285,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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