423 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 423 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,412 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jul 2005)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-013`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-013`
Alternative APN	`23150127013 (CHECK DIGIT = 1)`

Exterior

Lot Area	14,412 sqft (0.33 acres)

Location & Zoning

Account Number	23150127013
Street Address	423 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 66 OAK MILL EST 1ST ADDN (14412 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 METHODIST HILL DR, 100, ROCHESTER, NY 14623-4280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Oct 26, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 28, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Dec 19, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Sep 21, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Jan 28, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Feb 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2005 · Amount on Record
Deed Sale	Jul 11, 2005 · Amount on Record
Prior Sale	Jun 22, 2005
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R11790
Date	May 26, 2020
Instrument	2020R11790

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R28281
Date	Oct 14, 2021
Instrument	2021R28281

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R41716
Date	Oct 26, 2006
Instrument	2006R41716

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R07109
Date	Feb 28, 2012
Instrument	2012R07109

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2042

Interest

Rate Type	Fixed Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R48188
Date	Dec 19, 2007
Instrument	2007R48188

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2037

Interest

Rate Type	Fixed Rate

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R36347
Date	Sep 21, 2007
Instrument	2007R36347

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2037

Interest

Rate Type	Fixed Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R04213
Date	Jan 28, 2009
Instrument	2009R04213

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2039

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R05933
Date	Feb 5, 2009
Instrument	2009R05933

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 4, 2029

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	423 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R11790
Date	May 26, 2020
Instrument	2020R11790

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,440.00 (+8.01%)	$127,236 (+14.97%) Land $17,822 Building $109,414	$381,708 (+14.97%) Land $53,466 Building $328,242
2022	$7,814.00 Homeowner's exemption	$110,672 Land $15,502 Building $95,170	$332,016 Land $46,506 Building $285,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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