403 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 403 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.426 acres (18,585 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Feb 2010)
Tax Bill	$7,505 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Apr 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-007`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-007`
Alternative APN	`23150127007 (CHECK DIGIT = 7)`

Exterior

Lot Area	18,585 sqft (0.426 acres)

Location & Zoning

Account Number	23150127007
Street Address	403 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 61 OAK MILL EST 1ST ADDN (18585 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 SPRING RDG, ROCHESTER, IL 62563-9296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 12, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 24, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage DIAMOND RESIDENTIAL MTG CO
Feb 23, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2010 · Amount on Record
Deed Sale	Feb 23, 2010 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Record Updated	Sep 20, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	403 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R34109
Date	Oct 17, 2011
Instrument	2011R34109

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2021

Interest

Rate Type	Fixed Rate

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	403 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R11974
Date	Apr 12, 2011
Instrument	2011R11974

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	403 SPRING RDG, ROCHESTER, IL 62563-9296
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R10210
Date	Apr 24, 2015
Instrument	2015R10210

Lender

Name	DIAMOND RESIDENTIAL MTG CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2045

Interest

Rate Type	Fixed Rate

February 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 23, 2010
Property Address	403 SPRING RDG, ROCHESTER, IL 62563-9296
Document Number	2010R05341
Instrument Date	Feb 19, 2010
Instrument	2010R05341
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$57.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 LENHART RD, SPRINGFIELD, IL 62711-6138
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,505.00 (+8.86%)	$118,813 (+14.97%) Land $17,822 Building $100,991	$356,439 (+14.97%) Land $53,466 Building $302,973
2022	$6,894.00 Homeowner's exemption Senior Citizen's exemption	$103,346 Land $15,502 Building $87,844	$310,038 Land $46,506 Building $263,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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