406 Spring Rdg, Rochester, IL 62563 Property Records

Sangamon County property record for 406 Spring Rdg, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.299 acres (13,063 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Apr 2022)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	May 2009 Mortgage Oct 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-127-005`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-127-005`
Alternative APN	`23150127005 (CHECK DIGIT = 0)`

Exterior

Lot Area	13,063 sqft (0.299 acres)

Location & Zoning

Account Number	23150127005
Street Address	406 SPRING RDG
City	ROCHESTER
State	IL
Zip	62563-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 59 OAK MILL EST 1ST ADDN (13063 SQ FT) 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Legal Subdivision	OAK MILL ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2029
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Oct 4, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Mar 24, 2015	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	20228033
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R25476
Date	May 14, 2009
Instrument	2009R25476

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2029

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R32249
Date	Oct 4, 2011
Instrument	2011R32249

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2026

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 14, 2022
Property Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2022R08033
Instrument Date	Apr 14, 2022
Instrument	2022R08033
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3208 BRECKENRIDGE DR, SPRINGFIELD, IL 62704-5508

Mortgage

Document Number	2022R08034
Date	Apr 14, 2022
Instrument	2022R08034

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.93%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 14, 2022
Property Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2022R08033
Instrument Date	Apr 14, 2022
Instrument	2022R08033
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3208 BRECKENRIDGE DR, SPRINGFIELD, IL 62704-5508
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R08034
Date	Apr 14, 2022
Instrument	2022R08034

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.93%

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 24, 2015
Property Address	406 SPRING RDG, ROCHESTER, IL 62563-5801
Document Number	2015R07190
Map Reference	DEANNA K
Instrument Date	Mar 23, 2015
Instrument	2015R07190
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	2015R07191
Date	Mar 24, 2015
Instrument	2015R07191

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00 (+21.37%)	$111,253 (+28.08%) Land $15,422 Building $95,831	$333,759 (+28.08%) Land $46,266 Building $287,493
2022	$6,037.00 Homeowner's exemption	$86,864 Land $15,502 Building $71,362	$260,592 Land $46,506 Building $214,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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